Organisational structure
The body responsible for the management and coordination of Crèdit Andorrà Group is the Executive Committee, which is tasked with implementing the strategy, the policies and systems for management, controls and risks for the proper operation of the Bank. Chaired by the CEO, it is comprised of eight members, one of which also assumes the role of secretary.
CEO
Xavier Cornella Castel
Business
Director of Andorran Banking Business Division
Martí Alfonso Simón
Director of International Banking Business Division
Esteban J. Estévez Zurita
Chief Investment Officer & Chief Innovation Officer
Eduard Galceran Cerqueda
Insurance Group Director
Josep Brunet Niu
Finance and control
Director of Financial Planning, Operations and Resources Division
Francesc Jordà Blanes
Director of Global Risks Division
Xavier Soro Ventura
Director of Legal Advisory,
Money Laundering Prevention and Compliance Division
Arpine Abgaryan Ghazaryan
Group Internal Audit Director
Ramon Lladós Bernaus(*)
Strategic support and social commitment(*)
Director of Corporate
Communications, Marketing and
New Channels
Núria Roca Mateo
Human Relations
Francesc Obiols Argerich
Crèdit Andorrà Foundation
Francesca Ros Pascuet
Decision-making committees
Senior management has established various decision-making committees, which employ a model based on transparency, legal compliance and proper risk management according to international standards.
·Asset-Liability and Risks Committee
·Investment Strategy Committee
·Loans High Commission
·Product Committee
·Money Laundering Prevention Committee
·Client Acceptance Committee
·Ethics Committee
·Efficiency Committee
Organization chart as of May 31, 2022. (*) They are not members of the Executive Committee.