Legal notice


This legal notice sets out the general conditions governing access to and use of the website WEB URL, hereinafter “the WEBSITE”, owned by CRÈDIT ANDORRÀ, SA, a company with registered offices in Andorra la Vella, at Avinguda de Meritxell, 80, AD 500, listed in the Companies Register of the Principality of Andorra under number 1673, book B-1, folio 70, on 26 November 1970, with the telephone number 888888 and the contact email address

Access to the WEBSITE is free of charge and no prior registration or subscription is required to view it.

We provide you with general information about the services we offer through the WEBSITE.


CRÈDIT ANDORRÀ, SA accepts no responsibility for damages of any nature that may occur or be caused by the use of the information, the content of the WEBSITE and the programs it incorporates, which may cause, by way of example but not limited to: errors or omissions in the content, lack of availability of the WEBSITE or the transmission of viruses or malicious or harmful programs in the content, despite having adopted all the necessary technological measures to prevent this. The information contained on the WEBSITE is current at the date of the last update, and CRÈDIT ANDORRÀ, SA does not guarantee the absence of errors in access to the WEBSITE or its content. However, it will adopt the pertinent measures to avoid such errors, correct and/or update them as soon as they are detected.

CRÈDIT ANDORRÀ, SA reserves the right to modify the information contained on the WEBSITE, its configuration and presentation at any time and without prior notice. In the event that service maintenance, repair, updating or improvement work needs to be undertaken, CRÈDIT ANDORRÀ, SA reserves the right to temporarily suspend access to the WEBSITE without prior notice, as well as the right to provide or cancel services, without prejudice to making efforts to inform users thereof, whenever circumstances so permit. Any use made of this WEBSITE is the responsibility of the user. Furthermore, CRÈDIT ANDORRÀ, SA accepts no responsibility for third-party content that may be accessed through possible links contained on the WEBSITE.


The WEBSITE may contain links to external websites that are made available to users for the sole purpose of facilitating access to content, products or services that may be of interest to them, and which CRÈDIT ANDORRÀ, SA does not manage or control at any time. The inclusion of links to third-party sites does not imply any link between CRÈDIT ANDORRÀ, SA and the owners of the linked sites.

CRÈDIT ANDORRÀ, SA assumes no direct or indirect responsibility for the legality, veracity, usefulness, quality or reliability of the services and content owned by third parties, or those managed and controlled by third parties, even if they can be accessed through the WEBSITE. For all legal purposes, it is understood that any contractual or extra-contractual relationship that the user may enter into with third parties contacted via the WEBSITE is solely and exclusively between the user and the third parties.


The user is responsible for complying with the laws and regulations in force and the rules applicable to the use of the products and applications. Furthermore, the use of the WEBSITE contrary to good faith is prohibited, including but not limited to: use contrary to Andorran regulations or that infringes the rights of third parties; the publication or transmission of any content of a violent, obscene, abusive, illegal, racist, xenophobic or defamatory nature; altering or tampering with by fraudulent means personal websites or emails, or systems of other users or third parties without their authorisation; cracked software, program serial numbers or any other content that infringes the intellectual property rights of third parties; the collection and/or use of personal data of other users without their express consent or contrary to the provisions of Qualified Law 29/2021 on personal data protection; the use of the email server, domain and email addresses for the purposes of spamming, email bombing, phishing, third-party fraud, conducting 419 scams, pharming, spreading viruses (Trojans, etc.), or any other type of activity carried out with fraudulent or criminal intent. It is expressly forbidden to access, modify and view the configuration, structure and files of the WEBSITE servers.

In the event of any problems that may occur in the servers or security systems of the WEBSITE as a direct result of user negligence, the user shall be accountable for the corresponding civil and criminal liability. The user shall respect the technical standards set by the WEBSITE in the administration and development of the products used to avoid any abusive use that delays the servers or impairs the provision of the products or rights of other users.


The complete information on personal data protection regulations is published on this WEBSITE, in particular in the specific sections on "Privacy Policy" and "Cookies Policy" located below this Legal Notice.


Any content that may appear on the WEBSITE (such as photographs, music, sounds, animations, software, texts, domain name, brands, information and content compiled from the entire website, etc.), as well as the structure, graphic design and source code are the property of CRÈDIT ANDORRÀ, SA or, where applicable, third parties who have ceded it the corresponding rights of use, which the user of this website must respect, and which are, therefore, protected by intellectual property laws. No total or partial reproduction, publication, computer processing, distribution, dissemination, transformation, compilation, modification or public disclosure of the WEBSITE may be made without the prior written consent of CRÈDIT ANDORRÀ, SA. Access by the user to the content and services of the WEBSITE does not imply any right regarding the transmission, transfer, use, alteration, exploitation, reproduction, distribution or public disclosure of intellectual property, without the prior and express authorisation specifically granted for this purpose by CRÈDIT ANDORRÀ, SA or the third-party holder of the rights, where applicable. Users of the WEBSITE may only make private and personal use of the content, i.e., they are only entitled to view and make copies of the content for their own personal and exclusive use, and must apply these rights on the basis of principles of good faith and the applicable regulations. The use of the WEBSITE or any of its elements for commercial or illicit purposes is strictly prohibited. Unauthorised use of the information contained in this website, as well as any damage caused to intellectual property rights, may give rise to the pertinent legal action being taken and, where applicable, to the liabilities arising from such action.


CRÈDIT ANDORRÀ, SA undertakes not to engage in misleading advertising. In this regard, any formal or numerical errors that may be found in the content of the different sections of the WEBSITE due to the maintenance and/or incomplete or defective updating of the information contained in these sections of the WEBSITE as a result of what is mentioned in this section shall not be considered to be misleading advertising.

CRÈDIT ANDORRÀ, SA undertakes to correct this situation as soon as it becomes aware of such errors.


The use of the WEBSITE implies the express and full acceptance of these general conditions and of all the provisions included in this legal notice in the version published at the time the user accesses it (except the privacy policy, which must be expressly accepted).

Therefore, users are advised to read this legal notice each time they access the WEBSITE, as there may be modifications to the general conditions, without prejudice to the specific conditions that may apply to certain specific services of the WEBSITE.


CRÈDIT ANDORRÀ, SA undertakes to comply with the obligations arising from Law 20/2014, of 16 October, regulating electronic contracting and operators developing their economic activity in a digital environment.


These conditions of access and use are subject to Andorran law and the jurisdiction of the Andorran courts.