Financial investments

Crèdit Andorrà Financial Group - Financial investments

At the Crèdit Andorrà Group, we manage our clients’ investments with a view to achieving returns which are consistent with their needs, expectations and investor profile. For this reason, we have a bespoke solution for those clients who need advice on how to manage their financial investments. This involves the shared management of the client’s assets or the delegation of management (discretionary management).

Choosing from a wide range of investment options, a personalised financial strategy is drawn up and planned by investing in different types of asset, based on a financial independence approach and a guided open architecture platform. 

Depending on the specific transactions conducted by the client, we analyse and assess the appropriateness and suitability of the investment in each individual case. If the transactions are inappropriate because they do not fit the client’s profile, needs or knowledge, we will inform them accordingly.

We have made a fixed income platform available to our clients so that they are able to access the market. This platform comprises a trading desk that enables them to trade in the primary and secondary markets under the most transparent conditions possible.

If our clients wish to invest in complex assets, we give them advice so that they can do so with the absolute certainty and peace of mind that they have made the right decision. Investing in fixed income requires investors to understand the issuer's solvency and the risk of the issue. We therefore make a selection of securities with the best risk-adjusted returns.

If our clients wish to invest in equity, we offer them a comprehensive service that covers everything from a fundamental analysis and assessment of a company to giving advice on strategic positions in listed companies. We aim to give them all the support they need throughout the investment process.

Assessment of a company
Network Comparison between big investors
Ad hoc analysis of a sector
Management of customised portfolios
Advice on strategic positions in listed companies
Placing of block trades
Fundamental analysis

The Crèdit Andorrà Group offers its clients the possibility of setting up customised operations and products. All of the variables involved in the structure of the operation to be set up are taken into account during this process based on the risk and return criteria of each client.

Structured products enable our clients to diversify, take on and filter risk, have an investment customised to their needs and hold a tax-efficient vehicle.

Through its structure and open architecture platform, the Crèdit Andorrà Group enables its clients to access a wide range of funds. They are able to choose between the different geographic areas, assets types and management style that best suit them. They have assess to the best international wealth managers, which will ensure that they encounter the products that best adapt to their profiles and give them the broadest possible diversification.

Crèdit Andorrà has entered into strategic alliance with the US company Gamco Asset Management, Inc., a subsidiary of Gamco Investors, Inc. This agreement enables us to manage fixed income in dollars. We aim for offering to our clients the services of experts who have a proven track record and experience.

The investment strategy of Gamco Asset Management, Inc. matches the Group's investment philosophy, which is based on a value investing approach, entailing the search for understandable and well-managed companies, which stocks are traded at a good price that allows to achieve sustained returns over time.

We are offering to our clients the following equity funds domiciled in Luxembourg: the Crediinvest SICAV Internacional Value Fund, the Crediinvest SICAV Spanish Value Fund, the Crediinvest SICAV Big Cap Value Fund and the Crediinvest SICAV US American Value Fund. The Crediinvest SICAV Internacional Value Fund, which is available in euros and dollars, is globally considered one of the best funds in its class.

Crèdit Andorrà has also entered into a strategic alliance with the company Expert Timing Systems (ETS). Thanks to this agreement we are able to offer our clients the full range of Crediinvest SICAV Proactive Protection investment funds whose aim is the preservation of capital.

Investment funds
  • ETS

GAMCO Asset  Management is a US financial services company that manages investments for large-scale investors, institutions, pension plans, and a wide range of mutual funds. Its total assets under management stand at approximately 49 billion dollars. GAMCO is best known for its US equity investing expertise and is recognised as one of the best firms in the financial industry. The products and professional staff of GAMCO have repeatedly received the highest awards from the industry.

ETS is a Spanish financial services company whose management philosophy is based on a quantitative investment methodology which is ultimately aimed at controlling risk and preserving capital. It has more than 25 years’ experience in managing investment funds using this methodology, advising on the investment of over 8 billion euros worth of assets.

We help you make decisions because we care about your wealth.